Part 2A of Form ADV: Firm Brochure Form ADV, Part 2A, Item 1 Cover Page Forthright Partners™ 6188 Windfresh Dr. Las Vegas NV 89148 Tel: (702) 688-2540 May 9, 2025 FORM ADV PART 2 FIRM BROCHURE This brochure provides information about the qualifications and business practices of Forthright Partners™. If you have any questions about the contents of this brochure, please contact us at (702) 688-2540. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. Additional information about Forthright Partners™ is also available on the SEC’s website at www.adviserinfo.sec.gov. The searchable IARD/CRD number for Forthright Partners™ is 317358. Forthright Partners™ is a Registered Investment Adviser. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. 2 Form ADV, Part 2A, Item 2 Material Changes Annual Update The Material Changes section of this brochure will be updated annually or when material changes occur since the previous release of the Firm Brochure. Each year, we will ensure that you receive a summary of any material changes to this and subsequent brochures by April 30th. We will further provide you with our most recent brochure at any time at your request, without charge. You may request a brochure by contacting us at (702) 688-2540. The following material changes have been made since the last update on January 24, 2025: • Firm address changed from 9557 Belmont Bay Avenue, Las Vegas NV 8914 to 6188 Windfresh Dr., Las Vegas NV 89148 3 Form ADV, Part 2A, Item 3 Table of Contents Item 1 - Cover Page……………………………………………………………………..…..1 Item 2 - Material Changes…………………………………………………………….....…2 Item 3 - Table of Contents……………………………………………………………….....3 Item 4 - Advisory Business…………………………………………………………… ...... 4 Item 5 - Fees and Compensation…………………………………………………….. ...... 7 Item 6 - Performance-Based Fees and Side-By-Side Management……………. ... 11 Item 7 - Types of Clients………………………………………………………………. .... 11 Item 8 - Methods of Analysis, Investment Strategies, and Risk of Loss……… ... 11 Item 9 - Disciplinary Information…………………………………………………….. .... 13 Item 10 - Other Financial Industry Activities and Affiliations……………………. .. 13 Item 11 - Code of Ethics, Participation or Interest in Client Transactions and Personal Trading…………………………………………………………………… .......... 14 Item 12 - Brokerage Practices………………………………………………………….. . 15 Item 13 - Review of Accounts………………………………………………………….. .. 16 Item 14 - Client Referrals and Other Compensation……………………………….. . 16 Item 15 - Custody………………………………………………………………………… .. 16 Item 16 - Investment Discretion……………………………………………………….. .. 17 Item 17 - Voting Client Securities……………………………………………………… . 17 Item 18 - Financial Information………………………………………………………….. 17 Item 19 - Requirements for State-Registered Advisers…………………………… .. 17 Firm Representative’s ADV 2B………………………………...…………………………19 4 Form ADV Part 2A, Item 4 Advisory Business Forthright Partners™ (hereinafter called “FP”) is a Registered Investment Adviser based in Las Vegas, Nevada, and incorporated under the laws of the State of Nevada. FP is wholly owned by Devan Wyson. FP is registered with the State of Nevada and is subject to its rules and regulations. Founded in January 2022, FP provides investment advisory services, which may include, but are not limited to, the review of client investment objectives and goals, recommending asset allocation strategies of managed assets among investment products such as cash, stocks, mutual funds and bonds, annuities, and/or preparing written investment strategies. Our investment advice is tailored to meet our clients’ needs and investment objectives. Clients may impose restrictions on investing in certain securities or types of securities (such as a product type, specific companies, specific sectors, etc.) by providing a signed and dated written notification, of which an e-mail is also an acceptable form of notification. FP also provides financial planning consulting services including, but not limited to, risk assessment/management, investment planning, estate planning, financial organization, or financial decision making/negotiation. FP provides investment advisory and other financial services through its Investment Advisory Representatives ("IAR") to accounts opened with FP and for Company Sponsored Retirement Plans. Managed Accounts are available to individuals, high net worth individuals and corporate clients. Types of Services Employer Sponsored Financial Education- Employers (“corporate clients”) partner with FP to provide their employees and members of the employee’s household (“participants”) with access to financial education and support from financial experts. Once a corporate client has engaged with FP, their participants may reach out to the financial experts to request a virtual session regarding a variety of topics. When the participant has a question, they are able to reach out to the financial experts at FP and schedule a virtual session. Prior to the financial education session, the financial expert that they will be working with will reach out to the participant for a brief pre-call. On this initial pre-call, the participant’s question(s) will be reviewed. During the informational financial education session, which occurs either via phone or in a virtual space, the participant can confidently discuss their financial situation and receive unbiased information and support regarding financial matters. At no point during the participant’s engagement will any products be marketed or sold. If, at a later point in time, the participant has additional questions, the participant may always call back to pick up where they left off. In general, the financial education session will address any or all of the following areas of concern, which may include, but are not limited to, the following: Business Planning: We provide consulting services for participants who currently operate their own business, are considering starting a business, or are planning for an exit from their current business. Under this type of engagement, we work with you to assess your current situation, identify your objectives, and develop a plan aimed at achieving your goals. 5 Cash Flow and Debt Management: We will conduct a review of your income and expenses to determine your current surplus or deficit along with advice on prioritizing how any surplus should be used or how to reduce expenses if they exceed your income. Advice may also be provided on which debts to pay off first based on factors such as the interest rate of the debt and any income tax ramifications. We may also recommend what we believe to be an appropriate cash reserve that should be considered for emergencies and other financial goals, along with a review of accounts (such as money market funds) for such reserves, plus strategies to save desired amounts. College Savings: Includes projecting the amount that will be needed to achieve college or other post-secondary education funding goals, along with advice on ways for you to save the desired amount. Recommendations as to savings strategies are included, and, if needed, we will review your financial picture as it relates to eligibility for financial aid or the best way to contribute to grandchildren (if appropriate). Employee Benefits Optimization: We will provide review and analysis as to whether you, as an employee, are taking the maximum advantage possible of your employee benefits. If you are a business owner, we will consider and/or recommend the various benefit programs that can be structured to meet both business and personal retirement goals. Estate Planning: This usually includes an analysis of your exposure to estate taxes and your current estate plan, which may include whether you have a will, powers of attorney, trusts, and other related documents. Our advice also typically includes ways for you to minimize or avoid future estate taxes by implementing appropriate estate planning strategies such as the use of applicable trusts. We always recommend that you consult with a qualified attorney when you initiate, update, or complete estate planning activities. We may provide you with contact information for attorneys who specialize in estate planning when you wish to hire an attorney for such purposes. From time-to-time, we will participate in meetings or phone calls between you and your attorney with your approval or request. Financial Goals: We will help participants identify financial goals and develop a plan to reach them. We will identify what you plan to accomplish, what resources you will need to make it happen, how much time you will need to reach the goal, and how much you should budget for your goal. Insurance: Review of existing policies to ensure proper coverage for life, health, disability, long-term care, liability, home, and automobile. Investment Analysis: This may involve developing an asset allocation strategy to meet participants’ financial goals and risk tolerance, providing information on investment vehicles and strategies, reviewing employee stock options, as well as assisting you in establishing your 6 own investment account at a selected broker/dealer or custodian. The strategies and types of investments we may recommend are further discussed in Item 8 of this brochure. Retirement Planning: Our retirement planning services typically include projections of your likelihood of achieving your financial goals, typically focusing on financial independence as the primary objective. For situations where projections show less than the desired results, we may make recommendations, including those that may impact the original projections by adjusting certain variables (e.g., working longer, saving more, spending less, taking more risk with investments). If you are near retirement or already retired, advice may be given on appropriate distribution strategies to minimize the likelihood of running out of money or having to adversely alter spending during your retirement years. Risk Management: A risk management review includes an analysis of your exposure to major risks that could have a significant adverse impact on your financial picture, such as premature death, disability, property and casualty losses, or the need for long‐term care planning. Advice may be provided on ways to minimize such risks and about weighing the costs of purchasing insurance versus the benefits of doing so and, likewise, the potential cost of not purchasing insurance (“self‐insuring”). Tax Planning Strategies: Advice may include ways to minimize current and future income taxes as a part of your overall financial picture. For example, we may make recommendations on which type of account(s) or specific investments should be owned based in part on their “tax efficiency,” with the consideration that there is always a possibility of future changes to federal, state or local tax laws and rates that may impact your situation. We recommend that you consult with a qualified tax professional before initiating any tax planning strategy, and we may provide you with contact information for accountants or attorneys who specialize in this area if you wish to hire someone for such purposes. We will participate in meetings or phone calls between you and your tax professional with your approval. Educational Workshops- We may provide workshops on an “as announced” basis for groups seeking general advice on personal finance. The content of these workshops will vary depending upon the needs of the attendees. These workshops are purely educational in nature and do not involve the sale of any investment products. Information presented will not be based on any individual’s person’s need, nor does FP provide individualized investment advice to attendees during these workshops. Participant Tailored Services and Participant Imposed Restrictions- We consult with participants initially and on an ongoing basis, through the duration of their engagement with us, to determine risk tolerance, time horizon and other factors that may impact the participants’ 7 investment and/or planning needs. We ensure that participants’ investment and planning recommendations are suitable for their needs, goals, objectives, and risk tolerance. Investment Advisory Services- FP provides non-discretionary investment advisory services to some of its clients through various managed account programs. FP will assist clients in determining the suitability of the Managed Account Programs for the client. The IAR is compensated through a comprehensive single fee and the account may be assessed other charges associated with conducting a brokerage business. FP and its IAR, as appropriate, will be responsible for the following: • Performing due diligence • Recommending strategic asset and style allocations • Providing research on investment product options, as needed • Providing client risk profile questionnaire • Obtaining investment advisory contract from client with required financial, risk tolerance, suitability and investment vehicle selection information for each new account • Performing client suitability check on account documentation, review the investment objectives and evaluate the investment vehicle selections • Providing Firm Brochure (this document) Company-Sponsored Retirement Plan Consulting Services - Forthright Partners™ provides company-sponsored retirement plan consulting services (hereinafter called “retirement plan consulting services”). These services may include plan design, investment lineup selection and monitoring, plan administration support, education, co-fiduciary support, and benchmarking. We will meet with the client to discuss the major plan goals, identify key employees, evaluate employer contribution options, and analyze income tax considerations. FP will assist with the development of an appropriate investment strategy that reflects the plan sponsor’s stated investment objectives for management of the plan. FP will design an investment lineup that meets the plan sponsor’s goals and objectives and will monitor the investments for potential changes. To conduct certain retirement plan consulting services, FP will utilize discretionary authority to install platforms, add or remove funds to the plan’s investment portfolio, amend the weightings of the fund components, move funds from the various models in use, etc. The firm currently does not have any assets under management. Form ADV, Part 2A, Item 5 Fees and Compensation The following types of fees will be assessed: Employer Sponsored Financial Education- Employer sponsored financial education sessions are offered on a fixed fee basis. The fixed fee will be agreed upon before the start of any work. The fee can range from $0 - $5 per employee per month (“PEPM”) with a minimum fixed fee for 8 participating employees at $80. The fee is negotiated depending on the number of employees, the estimated usage rate of the workforce, and the complexity and the needs of the corporate client. At FP’s discretion, the fee is negotiable and minimums may be waived. Fees for this service may be paid by electronic funds transfer or check. In the event of early termination any prepaid but unearned fees will be refunded to the corporate client and any completed deliverables will be provided to the corporate client and no further fees will be charged. Hourly Fee- Limited hourly engagements are offered at an hourly rate of $200 per hour, based on the complexity and needs of the participant. The fee may be negotiable in certain cases and is due at the completion of the engagement. In the event of early termination by the participant, any fees for the hours already worked will be due. Fees for this service may be paid by electronic funds transfer or check. Educational Workshops- Workshops are offered to organizations and the public on a variety of financial topics. Fees range from free to $5,000 per workshop. Half of the fees are due prior to the engagement, and the other half is to be paid the day of, no later than the conclusion of the workshop. The fee range is based on the content, amount of research conducted, the number of hours of preparation needed, and the number of attendees. In the event of inclement weather or flight cancellation, the Speaker shall make all reasonable attempts to make alternative travel arrangements to arrive in time for the presentation. If travel proves impossible, or the event is otherwise canceled, the Speaker's fee is waived, but the Client will still be responsible for reimbursement of any non-refundable travel expenses already incurred. In the event that the Client decides to cancel or change the date of the event for any reason besides weather or similar unforeseen causes, the Client will still be responsible for reimbursement of any non-refundable travel expenses already incurred and will provide payment for 25% of the Speaker’s fee if the cancellation occurs within 30 days of the event. In the event that the Speaker must cancel due to health or similar unforeseen circumstances, the Speaker will make all attempts to find a reasonable alternative engagement date and will absorb any incremental additional costs for obtaining alternative travel arrangements. If an alternative date cannot be obtained, the Client will not be responsible for any travel costs already incurred by the Speaker or any portion of the Speaker’s fee. Educational workshops may be provided pro-bono at FP’s discretion. Asset Management – Fees are charged monthly in arrears and are based primarily on asset size and the level of complexity of the services provided. In individual cases, FP has the sole discretion to negotiate fees that are lower than the standard fee shown or to waive fees. Fees are not based on the share of capital gains or capital appreciation of the funds or any portion of the funds. Comparable services for lower fees may be available from other sources. Fees for the initial month will be prorated based upon the number of calendar days in the calendar month that the advisory agreement is in effect. Fees are based on the market value of the assets on the last business day of the previous month. Annual fees range from 1% - 1.50%, depending on the amount of assets under management (“AUM”) – See chart below. Consulting services are included in these fees for asset management services with the exception of unique circumstances that may require a separate agreement for financial planning services (description and fees are discussed below). If the 9 situation warrants separate financial planning fees, it will be discussed upfront, and a separate agreement will be negotiated. Fee Schedule for Asset Management: Total Account Value Maximum Annual Advisory Fee Under $1,000,000 1.50% $1,000,001 or more 1 % As authorized in the client agreement, the account custodian withdraws Forthright Partners™’ advisory fees directly from the clients’ accounts according to the custodian’s policies, practices, and procedures. The custodial statement includes the amount of any fees paid to FP for advisory services. You should carefully review the statement from your custodian/broker-dealer’s statement and verify the calculation of fees. Your custodian/broker-dealer does not verify the accuracy of fee calculations. Fees are charged in arrears on a monthly basis, meaning that advisory fees for a month are charged on the first day of the following month. Clients may terminate investment advisory services obtained from FP, without penalty, upon written notice within five (5) business days after entering into the advisory agreement with FP. The client is responsible for any fees and charges incurred by the client from third parties as a result of maintaining the account such as transaction fees for any securities transactions executed and account maintenance or custodial fees. Thereafter, the client may terminate advisory services upon written notice delivered to and received by FP. Clients who terminate investment advisory services during a month are charged a prorated advisory fee based on the date of FP’s receipt of client’s written notice to terminate. Any earned but unpaid fees are immediately due and payable, and any prepaid and unearned fees will be immediately refunded. All funds under management shall be liquidated or transferred at market value as of the date of liquidation or transfer. Retirement Plan Services- Retirement Plan Services that include a designated investment manager who acts as a 3(38) adviser will result in payment of certain fees for the benefit of the designated investment manager, with a separate fee payable to FP not to exceed .60% of the fund’s assets. Annual fees range from .10% - .60%, depending on the amount of assets under management (“AUM”) – See chart below. These fees are billed quarterly in arrears. Retirement Plan Services that do not include the presence of a designated investment manager and call for FP to serve as a 3(21) adviser, result in a negotiated percentage fee payable to FP. Fee Schedule for Retirement Plan Services: 10 Value of Plan Assets Maximum Annual Advisory Fee Less than $4,000,000 0.60% $4,000,000 - $7,000,000 0.45% $7,000,001 - $10,000,000 0.35% $10,000,001 - $30,000,000 0.30% $30,000,001 - $50,000,000 0.25% $50,000,001 - $75,000,000 0.20% $75,000,001 - $100,000,000 0.15% Over $100,000,000 0.10% Additional Fees and Expenses In addition to advisory fees paid to FP as explained above, clients may pay custodial service, account maintenance, transaction, and other fees associated with maintaining the account. These fees vary by broker and/or custodian. Clients should ask FP for details on transaction fees or other custodial fees specific to their account, as these fees are not included in the annual advisory fee. FP does not share any portion of such fees. Additionally, for any mutual funds purchased, the client may pay their proportionate share of the funds’ distribution, internal management, investment advisory and administrative fees. Such fees are not shared with FP and are compensation to the fund manager. Clients are urged to read the mutual fund prospectus prior to investing. Mutual fund companies impose internal fees and expenses on clients. These fees are in addition to the costs associated with the investment advisory services as described above. Complete details of such internal expenses are specified and disclosed in each mutual fund company’s prospectus. Clients are strongly advised to review the prospectus(es) prior to investing in such securities. Mutual funds purchased or sold in broker-dealer accounts may generate transaction fees that would not exist if the purchase or sale were made directly with the mutual fund company. Mutual funds held in broker-dealer accounts also charge management fees. These mutual fund management fees may be more or less than the mutual fund management fees charged if the client held the mutual fund directly with the mutual fund company. Clients may purchase shares of mutual funds directly from the mutual fund issuer, its principal underwriter, or a distributor without purchasing the services of FP or paying the advisory fee on such shares (but subject to any applicable sales charges). Certain mutual funds are offered to the public without a sales charge. In the case of mutual funds offered with a sales charge, the prevailing sales charge (as described in the mutual fund prospectus) may be more or less than the applicable advisory fee. However, clients would not receive FP’s assistance in developing an investment strategy, selecting securities, monitoring performance of the account, and making changes as necessary. Please refer to Item 12 “Brokerage Practices” of this brochure for additional information. 11 Form ADV, Part 2A, Item 6 Performance-Based Fees and Side-By-Side Management Forthright Partners™ does not charge performance-based fees or participate in side-by-side management. Side-by-side management refers to the practice of managing accounts that are charged performance-based fees while at the same time managing accounts that are not charged performance-based fees. Performance-based fees are fees that are based on a share of capital gains or appreciation of the assets of a client. Our fees are calculated as described in Fees and Compensation section above and are not charged on the basis of performance of your advisory account. Form ADV, Part 2A, Item 7 Types of Clients FP provides financial education services and offers investment advisory services to individuals and high net worth individuals and corporate clients. There is no minimum account size to open and maintain an advisory account. Form ADV, Part 2A, Item 8 Methods of Analysis, Investment Strategies, and Risk of Loss FP’s methods of analysis and investment strategies incorporate the client’s needs and investment objectives, time horizon, and risk tolerance. FP is not bound to a specific investment strategy for the management of investment portfolios, but rather consider the risk tolerance levels pre determined gathered at the account opening, as well as on an on-going basis. Examples of methodologies that our investment strategies may incorporate include: Asset Allocation – Asset Allocation is a broad term used to define the process of selecting a mix of asset classes and the efficient allocation of capital to those assets by matching rates of return to a specified and quantifiable tolerance for risk. Dollar-Cost Averaging – Dollar-cost averaging is the technique of buying a fixed dollar amount of securities at regularly scheduled intervals, regardless of the price per share. This will gradually, over time, decrease the average share price of the security. Dollar-cost averaging lessens the risk of investing a large amount in a single investment at the wrong time. Technical Analysis – involves studying past price patterns and trends in the financial markets to predict the direction of both the overall market and specific stocks. Long-Term Purchases – securities purchased with the expectation that the value of those securities will grow over a relatively long period of time, generally greater than one year. Short-Term Purchases – securities purchased with the expectation that they will be sold within a relatively short period of time, generally less than one year, to take advantage of the securities’ short term price fluctuations. 12 Our strategies and investments may have unique and significant tax implications. Regardless of your account size or other factors, we strongly recommend that you continuously consult with a tax professional prior to and throughout the investing of your assets. Investing in securities involves risk of loss that clients should be prepared to bear. Although we manage your portfolio with strategies and in a manner consistent with your risk tolerances, there can be no guarantee that our efforts will be successful. You should be prepared to bear the risk of loss. All investments involve the risk of loss, including (among other things) loss of principal, a reduction in earnings (including interest, dividends, and other distributions), and the loss of future earnings. These risks include market risk, interest rate risk, issuer risk, and general economic risk. Regardless of the methods of analysis or strategies suggested for your particular investment goals, you should carefully consider these risks, as they all bear risks. FP’s primary goal for investing is to help the client maintain purchasing power over the long term. This may result in short term variability and loss of principal. Time horizon and risk tolerance are key determinates of the proper asset allocation. FP’s approach focuses on taking appropriate risks for which clients are compensated (i.e. market risk) and seeking to limit or eliminate risks that do not provide compensation over the long term (i.e. individual stock risk or lack of portfolio risk). Below are some more specific risks of investing: Market Risk. The prices of securities in which clients invest may decline in response to certain events taking place around the world, including those directly involving the companies whose securities are owned by the client or an underlying fund; conditions affecting the general economy; overall market changes; local, regional or global political, social or economic instability; and currency, interest rate and commodity price fluctuations. Investors should have a long-term perspective and be able to tolerate potentially sharp declines in market value. Management Risk. FP’s investment approach may fail to produce the intended results. If our perception of the performance of a specific asset class or underlying fund is not realized in the expected time frame, the overall performance of client’s portfolio may suffer. Equity Risk. Equity securities tend to be more volatile than other investment choices. The value of an individual mutual fund or ETF can be more volatile than the market as a whole. This volatility affects the value of the client’s overall portfolio. Small- and mid-cap companies are subject to additional risks. Smaller companies may experience greater volatility, higher failure rates, more limited markets, product lines, financial resources, and less management experience than larger companies. Smaller companies may also have a lower trading volume, which may disproportionately affect their market price, tending to make them fall more in response to selling pressure than is the case with larger companies. Fixed Income Risk. The issuer of a fixed income security may not be able to make interest and principal payments when due. Generally, the lower the credit rating of a security, the greater the risk that the issuer will default on its obligation. If a rating agency gives a debt security a lower 13 rating, the value of the debt security will decline because investors will demand a higher rate of return. As nominal interest rates rise, the value of fixed income securities is likely to decrease. A nominal interest rate is the sum of a real interest rate and an expected inflation rate. Municipal Securities Risk. The value of municipal obligations can fluctuate over time, and may be affected by adverse political, legislative and tax changes, as well as by financial developments that affect the municipal issuers. Because many municipal obligations are issued to finance similar projects by municipalities (e.g., housing, healthcare, water and sewer projects, etc.), conditions in the sector related to the project can affect the overall municipal market. Payment of municipal obligations may depend on an issuer’s general unrestricted revenues, revenue generated by a specific project, the operator of the project, or government appropriation or aid. There is a greater risk if investors can look only to the revenue generated by the project. In addition, municipal bonds generally are traded in the “over-the-counter” market among dealers and other large institutional investors. From time to time, liquidity in the municipal bond market (the ability to buy and sell bonds readily) may be reduced in response to overall economic conditions and credit tightening. Investment Companies Risk. When a client invests in open end mutual funds or ETFs, the client indirectly bears its proportionate share of any fees and expenses payable directly by those funds. Therefore, the client will incur higher expenses, many of which may be duplicative. In addition, the client’s overall portfolio may be affected by losses of an underlying fund and the level of risk arising from the investment practices of an underlying fund (such as the use of derivatives). ETFs are also subject to the following risks: (i) an ETF’s shares may trade at a market price that is above or below their net asset value; (ii) the ETF may employ an investment strategy that utilizes high leverage ratios; or (iii) trading of an ETF’s shares may be halted if the listing exchange’s officials deem such action appropriate, the shares are de-listed from the exchange, or the activation of market-wide “circuit breakers” (which are tied to large decreases in stock prices) halts stock trading generally. FP has no control over the risks taken by the underlying funds. Form ADV, Part 2A, Item 9 Disciplinary Information Forthright Partners™ or its Principal Executive Officers have not had any reportable disclosable events in the past ten years. Form ADV, Part 2A, Item 10 Other Financial Industry Activities and Affiliations Devan Wyson, owner of FP, is not currently registered with any broker dealer. Neither FP nor its representatives are registered as a Futures Commission Merchant, Commodity Pool Operator, or a Commodity Trading Advisor. Devan Wyson is also a licensed insurance agent. From time to time, he will offer clients advice or products from those activities. Clients should be aware that these services pay a commission and involve a possible conflict of interest, as commissionable products can conflict with the fiduciary duties of a registered investment adviser. FP always acts in the best interest of the client; including 14 the sale of commissionable products to advisory clients. Clients are in no way required to implement the plan through any representative of FP in their capacity as an insurance agent. Not more than 10% of Devan Wyson’s time is spent on this activity. Form ADV, Part 2A, Item 11 Code of Ethics, Participation or Interest in Client Transactions and Personal Trading FP’s Code of Ethics includes guidelines for professional standards of conduct for our Associated Persons. Our goal is to protect client interests at all times and to demonstrate our commitment to fiduciary duties of honesty, good faith, and fair dealing. All of FP’s Associated Persons are expected to strictly adhere to these guidelines. Persons associated with Forthright Partners™ are also required to report any violations to the Code of Ethics. Additionally, the firm maintains and enforces written policies reasonably designed to prevent the misuse or dissemination of material, non-public information about our clients or client accounts by persons associated with our firm. FP and its employees may buy or sell securities that are also held by clients. It is the expressed policy of the advisor that no person employed by our firm purchase or sell any security prior to the transaction being implemented for an advisory account; therefore, preventing such employees from benefiting from transactions placed on behalf of the advisory clients. The advisor may have an interest or position in a certain security, which may also be recommended to the client. As these situations may present a conflict of interest, the advisor has established the following restrictions in order to ensure its fiduciary responsibilities should this issue ever arise: 1. A director, officer or employee of the advisor shall not buy or sell a security for their personal portfolio(s) where their decision is substantially derived, in whole or part, by reason of his or her employment, unless the information is also available to the investing public. No owner/employee of FP shall prefer their own interest to that of the client. 2. The advisor maintains a list of all securities held by the company and all directors, officers, and employees. These holdings are reviewed on a quarterly basis by the principal of the firm. 3. The advisor requires that all employees must act in accordance with all applicable Federal and State regulations governing registered investment advisors. 4. The advisor may block personal trades with those of clients but will ensure that clients are not at a disadvantage. FP’s Code of Ethics is available to you upon request. You may obtain a copy of our Code of Ethics by contacting Devan Wyson at (702) 688-2540. 15 Form ADV, Part 2A, Item 12 Brokerage Practices In order for FP to provide asset management services, we request you utilize the brokerage and custodial services of Charles Schwab & Co. Inc. (“Schwab”), for which we have an existing relationship. FP and Schwab are not affiliated companies. In considering which independent qualified custodian will be the best fit for FP’s business model, we are evaluating the following factors, which is not an all-inclusive list:  Financial strength  Reputation  Reporting capabilities  Execution capabilities  Pricing, and  Types and quality of research A detailed description, list of services, and additional disclosures will be made during the revision of this brochure once an arrangement is finalized. While you are free to choose any broker-dealer or other service provider, we recommend that you establish an account with a brokerage firm with which we have an existing relationship. Such relationships may include benefits provided to our firm, including, but not limited to research, market information, and administrative services that help our firm manage your account(s). We believe that recommended broker-dealers provide quality execution services for our clients at competitive prices. Price is not the sole factor we consider in evaluating best execution. We also consider the quality of the brokerage services provided by the recommended broker-dealers, including the value of research provided, the firm’s reputation, execution capabilities, commission rates, and responsiveness to our clients and our firm. You may direct us in writing to use a particular broker-dealer to execute some or all of the transactions for your account. If you do so, you are responsible for negotiating the terms and arrangements for the account with that broker-dealer. We may not be able to negotiate commissions, obtain volume discounts, or best execution. In addition, under these circumstances a difference in commission charges may exist between the commissions charged to clients who direct us to use a particular broker or dealer and other clients who do not direct us to use a particular broker or dealer. FP does not receive client referrals from broker-dealers in exchange for cash or other compensation, such as brokerage services or research. FP does not have any formal soft dollar arrangements. When FP buys or sells the same security for two or more clients (including our personal accounts), we may place concurrent orders to be executed together as a single “block” in order to facilitate orderly and efficient execution. Each client account will be charged or credited with the average price per unit. We receive no additional compensation or remuneration of any kind because we aggregate client transactions. No client is favored over any other client. If an order is not 16 completely filled, it is allocated pro-rata based on an allocation statement prepared by FP prior to placing the order. Because of an order’s aggregation, some clients may pay higher transaction costs, or greater spreads, or receive less favorable net prices on transactions than would otherwise be the case if the order had not been aggregated. Form ADV, Part 2A, Item 13 Review of Accounts Client accounts are reviewed at least quarterly by Devan Wyson, Principal Executive Officer of the firm. Devan Wyson reviews clients’ accounts with regards to their investment policies and risk tolerance levels. All accounts at FP are assigned to this reviewer. All financial planning accounts are reviewed upon financial plan creation and plan delivery by Devan Wyson, Principal Executive Officer of the firm. There is only one level of review and that is the total review conducted to create the financial plan. Reviews may be triggered by material market, economic or political events, or by changes in client's financial situations (such as retirement, termination of employment, physical move, or inheritance). Each client will receive at least quarterly a written report that details the clients’ account which may come from the custodian. Each client will also receive at least quarterly an invoice from FP that details all asset management fees charged to the clients’ account by FP. Clients are encouraged to review these statements to verify accuracy and calculation correctness. Form ADV, Part 2A, Item 14 Client Referrals and Other Compensation FP does not compensate any individual or firm for client referrals. In addition, FP does not receive compensation for referring clients to other professional service providers. Form ADV, Part 2A, Item 15 Custody FP does not have physical custody of any client funds and/or securities and does not take custody of client accounts at any time. Client funds and securities will be held with a bank, broker dealer, or other independent qualified custodian. However, by granting FP written authorization to automatically deduct fees from client accounts, FP is deemed to have limited custody. You will receive account statements from the independent, qualified custodian holding your funds at least quarterly. The account statement from your custodian will indicate the amount of advisory fees deducted from your account(s) each billing cycle. Clients should carefully review statements received from the custodian. FP also sends quarterly invoices detailing the manner and amount of advisory fees to all clients. 17 Form ADV, Part 2A, Item 16 Investment Discretion Before FP can buy or sell securities on your behalf, you must first sign our discretionary management agreement, a limited power of attorney, and/or trading authorization forms. By choosing to do so, you may grant the firm discretion over the selection and amount of securities to be purchased or sold for your account(s) without obtaining your consent or approval prior to each transaction. Clients may impose limitations on discretionary authority for investing in certain securities or types of securities (such as a product type, specific companies, specific sectors, etc.), as well as other limitations as expressed by the client. Limitations on discretionary authority are required to be provided to the IAR in writing. Please refer to the “Advisory Business” section of this Brochure for more information on our discretionary management services. Form ADV, Part 2A, Item 17 Voting Client Securities We do not vote proxies on behalf of your advisory accounts. At your request, we may offer you advice regarding corporate actions and the exercise of your proxy voting rights. If you own shares of common stock or mutual funds, you are responsible for exercising your right to vote as a shareholder. In most cases, you will receive proxy materials directly from the account custodian. However, in the event we were to receive any written or electronic proxy materials, we would forward them directly to you by mail, unless you have authorized our firm to contact you by electronic mail, in which case, we would forward any electronic solicitation to vote proxies. Form ADV, Part 2A, Item 18 Financial Information FP is not required to provide financial information to our clients because we do not require or solicit the prepayment of more than $500 six or more months in advance. Form ADV, Part 2A, Item 19 Requirements for State-Registered Advisers Principal Executive Officers and Management Persons Education and Business Background: Devan Wyson Managing Principal and CCO Born: 1985 18 Business Background: • 06/2021 – Present, Devan Wyson DBA: Forthright Partners™, Founder and CCO • 09/2016 – 06/2021, LPL Financial, Registered Representative • 09/2016 – 06/2021, Zions Bancorporation, Vice President/Wealth Advisor • 01/2013 – 08/2016, CUSO Financial Services, Financial Advisor • 01/2013 – 09/2016, One Nevada Credit Union, Registered Representative • 01/2012 –12/2012, Commonwealth Financial Network, Registered Staff Member • 10/2011 – 12/2012, Wyson Financial, Registered Representative Educational Background: • 2012 – Bachelor of Finance, Regis University • 2019 – Master of Financial Services, The American College None of the Principal Executive Officers and Management persons listed have had any complaints or any events required to be disclosed in this section. Neither Forthright Partners™ nor any of its Management persons have any relationships or arrangements with any issuers of securities. 19 Form ADV, Part 2B, Item 1 Cover Page Devan Wyson 6188 Windfresh Dr. Las Vegas NV 89148 Phone: (702) 688-2540 May 9, 2025 FORM ADV PART 2 BROCHURE SUPPLEMENT This brochure supplement provides information about Devan Wyson that supplements the Forthright Partners™ brochure. You should have received a copy of that brochure. Please contact Devan Wyson if you did not receive a Forthright Partners™ brochure or if you have questions about this supplement. Mr. Wyson’s CRD number is 5474471. Additional information about Devan Wyson is also available on the SEC’s website at www.adviserinfo.sec.gov. 1 Form ADV, Part 2B, Item 2 Educational Background and Business Experience Devan Wyson Managing Principal and CCO Year of Birth: 1985 Business Background: • 06/2021 – Present, Devan Wyson DBA: Forthright Partners, Founder and CCO • 09/2016 – 06/2021, LPL Financial, Registered Representative • 09/2016 – 06/2021, Zions Bancorporation, Vice President/Wealth Advisor • 01/2013 – 08/2016, CUSO Financial Services, Financial Advisor • 01/2013 – 09/2016, One Nevada Credit Union, Registered Representative • 01/2012 –12/2012, Commonwealth Financial Network, Registered Staff Member • 10/2011 – 12/2012, Wyson Financial, Registered Representative Educational Background: • 2012 – Bachelor of Finance, Regis University • 2019 – Master of Financial Services, The American College Professional Designations, Licensing & Exams CFP (Certified Financial Planner)®: The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with Clients. Currently, more than 71,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: ● Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning; ● Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and Client scenarios designed to test one's ability to correctly diagnose 2 financial planning issues and apply one's knowledge of financial planning to real-world circumstances; ● Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and ● Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks: ● Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and ● Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Form ADV, Part 2B, Item 3 Disciplinary Information Mr. Wyson does not have any reportable disciplinary disclosures. Form ADV, Part 2B, Item 4 Other Business Activities Devan Wyson has a financial industry affiliated business as an independent insurance agent. Not more than 30% of his time is spent on these activities. From time to time, he offers clients advice or products from those activities. He may receive separate yet typical compensation in the form of commissions for the sale of insurance products. Devan Wyson also provides consulting services to individuals. This activity is not provided for compensation and accounts for less than 30% of his time during trading hours. These practices represent a conflict of interest because it gives Mr. Wyson an incentive to recommend products based on the commission amount received. This conflict is mitigated by the fact that Mr. Wyson has a fiduciary responsibility to place the best interest of the client first and the clients are not required to purchase any products. Clients have the option to purchase these products through another insurance agent of their choosing. 3 Form ADV, Part 2B, Item 5 Additional Compensation Devan Wyson does not receive any economic benefit from anyone, who is not a client, for providing advisory services. Form ADV, Part 2B, Item 6 Supervision Forthright Partners™ has written supervisory procedures in place that are reasonably designed to detect and prevent violations of the securities laws, rules, and regulations of the Nevada Securities Act. Mr. Wyson is Forthright Partners™ Chief Compliance Officer and Investment Advisory Representative (“IAR”) of the firm, therefore he is responsible for all of the activities that occur on behalf of Forthright Partners™ and its clients. Mr. Wyson can be reached at (702) 688-2540. Form ADV, Part 2B, Item 7 Requirements for State-Registered Advisers Devan Wyson does not have any reportable disciplinary events required to be disclosed in this section. 4 Form ADV, Part 2B, Item 1 Cover Page May 9, 2025 FORM ADV PART 2 BROCHURE SUPPLEMENT This brochure supplement provides information about Eron Kennedy that supplements the Forthright Partners™ brochure. You should have received a copy of that brochure. Please contact Ms. Kennedy if you did not receive Forthright Partners’™ brochure or if you have questions about this supplement. Ms. Kennedy’s CRD number is 6164581. Additional information about Eron Kennedy is also available on the SEC’s website at www.adviserinfo.sec.gov. ERON KENNEDY 6188 Windfresh Dr. Las Vegas NV 89148 5 Form ADV, Part 2B, Item 2 Educational Background and Business Experience Eron Kennedy Investment Advisor Representative Year of Birth: 1980 Business Background: Forthright Partners, Investment Advisor Representative, November 2023 – Present Trident Capital Advisors, LLC, Managing Member and Investment Advisor, November 2019 – September 2022 LPL Financial LLC, Registered Representative, February 2015- November 2019 Educational Background: University of Nevada, Reno, Bachelor of Science, Economics, 2003 Form ADV, Part 2B, Item 3 Disciplinary Information Ms. Kennedy does not have any reportable disciplinary disclosures. Form ADV, Part 2B, Item 4 Other Business Activities Eron Kennedy is not engaged in any other business activities. Form ADV, Part 2B, Item 5 Additional Compensation Eron Kennedy does not receive any economic benefit from anyone who is not a client, for providing advisory services. Form ADV, Part 2B, Item 6 Supervision Forthright Partners™ has written supervisory procedures in place that are reasonably designed to detect and prevent violations of the securities laws, rules, and regulations of 6 the Nevada Securities Act. Mr. Devan Wyson is Forthright Partners’™ Chief Compliance Officer, therefore he is responsible for all of the activities that occur on behalf of Forthright Partners™ and its clients. He can be reached at (702) 688-2540. Form ADV, Part 2B, Item 7 Requirements for State-Registered Advisers Eron Kennedy does not have any reportable disciplinary events required to be disclosed in this section.